products
Application or acquisition scoring has become commoditised over the years, resulting in many factory built models. Our approach to predicting credit risk relies on the skills and experience of Jaywing consultants to apply the most appropriate methods to your requirements.
Because we have a thorough understanding of the whole credit function, the requirements and uses of the scorecards will inform the development, ensuring that the models produced are best adapted for the uses intended. This allows for creative use of the data available, avoiding an often less successful more formulaic method, without risking project timescales.
